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The Credit Builder product is issued by Cross River Bank, a New Jersey State Chartered Commercial Bank. Member FDIC. Equal Housing Lender.
Upwardli is a financial technology company, not an FDIC-insured bank. Lines of credit and deposit provided by Cross River Bank, FDIC. Deposit product is FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product.